Terms of Use
Welcome to open.inc, the corporate website of Open Financial Technologies Private Limited ("Open", "we", "our", "us"). By accessing or using this website (the "Site"), you agree to these Terms of Use. If you do not agree, please do not use the Site.
These terms govern the open.inc corporate website only. Use of our products — Open Money, Zwitch and BankingStack — is governed by separate product terms and customer agreements published on those products' own websites.
1. Use of the Site
You may use the Site for lawful informational purposes related to learning about Open and its businesses. You agree not to:
- Use the Site in any way that violates applicable law or regulation.
- Attempt to gain unauthorised access to any part of the Site, accounts, systems or networks.
- Interfere with, disrupt or impose an unreasonable load on the Site or its infrastructure.
- Scrape, harvest or otherwise extract data from the Site through automated means without our prior written consent.
- Use the Site to transmit malware, viruses or any other malicious code.
- Misrepresent your identity or affiliation with any person or entity, including Open.
- Frame, mirror or otherwise re-host the Site without our prior written consent.
2. Intellectual property
The Site and all content on it — including text, graphics, logos, images, brand marks, the "Open" wordmark and symbol, typography, layout, code and design — are owned by Open or its licensors and protected by intellectual-property laws.
You may view, download and print pages from the Site for your personal, non-commercial reference. All other use, copying, reproduction, modification, distribution, transmission or display requires our prior written consent. The names Open, Open Money, Zwitch and BankingStack, together with their associated logos, are trademarks of Open. All other trademarks shown on the Site are the property of their respective owners.
3. Third-party content and links
The Site may link to third-party websites or display content from third parties (including investor logos, product references and media coverage). We do not control or endorse those sites and are not responsible for their content, privacy practices or terms. Your access to and use of third-party sites is at your own risk and subject to their terms.
4. Forward-looking statements
The Site may contain statements about our business, products, strategy, financial outlook or future plans that constitute forward-looking statements. These statements involve risks and uncertainties; actual outcomes may differ materially. We assume no obligation to update any forward-looking statement.
5. No professional advice
Content on the Site is provided for general informational purposes only and does not constitute legal, financial, investment, tax or other professional advice. Do not rely on Site content as a substitute for professional advice tailored to your circumstances.
6. Disclaimer of warranties
The Site is provided "as is" and "as available". To the maximum extent permitted by law, Open disclaims all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, non-infringement, and accuracy or completeness of content. We do not warrant that the Site will be uninterrupted, error-free or free of viruses or other harmful components.
7. Limitation of liability
To the maximum extent permitted by law, Open and its directors, officers, employees, affiliates and agents will not be liable for any indirect, incidental, special, consequential or punitive damages, or any loss of profits, revenue, data or goodwill, arising out of or in connection with your use of, or inability to use, the Site — even if advised of the possibility of such damages.
8. Indemnity
You agree to defend, indemnify and hold harmless Open and its affiliates from any claims, liabilities, damages, losses and expenses (including reasonable legal fees) arising out of your use of the Site or your breach of these terms.
9. Privacy
Our handling of personal information is described in our Privacy Policy, which forms part of these terms by reference.
10. Changes to the Site and these terms
We may modify, suspend or discontinue the Site (in whole or in part) at any time, with or without notice. We may also update these Terms of Use from time to time. The "Last updated" date above reflects the most recent change. Continued use of the Site after a change constitutes acceptance of the updated terms.
11. Governing law and jurisdiction
These terms are governed by the laws of India, without regard to conflict-of-law principles. Any dispute arising out of or in connection with your use of the Site or these terms will be subject to the exclusive jurisdiction of the competent courts at Bangalore, Karnataka, India.
12. Severability
If any provision of these terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.
13. Contact us
Questions about these Terms of Use:
Open Financial Technologies Pvt. Ltd.
3rd Floor, RGA Techpark, Hadosidhapura,
Bangalore 560035, India
letstalk@bankopen.co
These terms apply to the open.inc corporate website only. Use of Open Money, Zwitch and BankingStack is governed by the product terms and customer agreements published on those products' own websites.