Pioneers of enterprise neobanking in Asia. Building the next financial operating layer.
A billion-dollar financial technology group, founded in 2017. Through Open Money, Zwitch and BankingStack, Open powers enterprise neobanking, payments infrastructure, embedded finance and digital banking software for modern businesses and financial institutions.
50,000+ finance teams 4M+ businesses powered $40B+ annualised B2B payments 20+ bank partners
Backed by Google Visa Temasek Tiger Global ICICI Bank SBI Group Recruit + more
Open was founded in 2017 with a simple belief: business banking should work like modern software.
We helped pioneer business neobanking in Asia — bringing banking, payments, collections and reconciliation into one connected workspace for SMEs and finance teams.
Today, Open has grown into a billion-dollar financial technology group. Open Money is one of Asia's fastest-growing enterprise neobanking platforms; Zwitch powers payments, banking APIs and embedded finance; and BankingStack powers digital banking OS for banks and financial institutions.
Together, they form an AI-native financial operating layer for businesses, banks and developers.
Open is organised around three platforms, each solving a critical layer of the financial operating stack — from CFO workflows to payment infrastructure to banking software for financial institutions.
Open Money helps CFOs and finance teams manage business finance from one intelligent workspace — across bank accounts, payables, receivables, reconciliation, treasury, compliance and reporting.
Zwitch helps businesses, platforms and developers launch payment and banking experiences using modern APIs and infrastructure — from collections and payouts to reconciliation and embedded financial workflows.
BankingStack helps banks launch and manage modern digital banking experiences for SMEs, enterprises and corporate customers — from SME internet banking to corporate banking workflows.
Open combines enterprise-grade technology and years of operating experience in business finance infrastructure — powering millions of businesses and partnering with leading financial institutions.
Billion-dollar fintech enterprise · India's 100th unicorn (2022)
Finance teams powered
Annualised B2B payments processed through Open Money
Businesses powered across Open Money, Zwitch and BankingStack
Online payments processed across the group
Bank partners globally
Top Indian banks use Open-powered SME internet banking
Global and strategic investors backing Open
A growing business today works across bank portals, ERPs, payment gateways, spreadsheets, tax systems, approval tools and reporting dashboards.
Banks are also under pressure to deliver modern digital experiences to business customers — faster, safer and at scale.
Open exists to simplify this complexity.
We build software that connects money movement, banking, payments, reconciliation, compliance and intelligence into one operating layer for businesses and financial institutions.
We believe the next generation of financial services will be intelligent, programmable and deeply embedded into everyday business workflows. Open is building towards that future — where finance teams don't chase spreadsheets, businesses don't switch between disconnected systems, and banks can deliver modern financial products faster.
Open partners with banks across India to power business banking, payments and digital banking experiences. Our platforms are designed for regulated financial environments, with a strong focus on security, compliance, reliability and scale.
20+ banks globally, including 3 of the top 5 in India.
Built for compliance, audit and bank-grade security.
Powering millions of businesses and billions in payments.
Infrastructure trusted by banks and finance teams every day.
Open's platforms are built around the real workflows of business finance. AI sits at the core — not as decoration, but as a way to reduce manual effort, improve decisions and make financial operations faster.
Connect accounts, initiate payments, manage balances and power banking experiences.
Collect, pay out, reconcile and manage transactions across channels.
Automate AP, AR, approvals, reconciliation, treasury and compliance.
Turn statements, ledgers, invoices and transactions into insights and actions.
Expose financial capabilities through APIs, SDKs and embeddable workflows.
Humans approve. Agents assist. Money moves with control.
— The Open Founders
When we started Open, we believed business banking could be much better.
Businesses were spending too much time logging into multiple bank portals, reconciling transactions manually, chasing payments, managing vendor payouts and trying to make sense of scattered financial data. We wanted to build software that made business finance simpler, more connected and more intelligent.
Over time, that mission expanded. Today, Open is not just building for businesses. We are building for banks, developers and the entire financial infrastructure layer that powers modern commerce.
Open Money, Zwitch and BankingStack are different platforms, but they are connected by one belief: financial technology should help businesses move faster, operate with control and build with confidence.
We are still early in that journey.
Open is backed by some of the world's leading investors and strategic partners who share our belief in the future of business finance infrastructure.
We're looking for people who want to build enduring products, solve hard infrastructure problems and create software used by millions of businesses.
View open rolesEngineering · Product · Design · Banking · Risk · Sales · Customer Success · AI · Operations
Whether you are a business, bank, platform, developer, investor or media partner — we'd love to hear from you.
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